Cash or card in Japan? For most first-time visitors, the best answer is both. Credit and debit cards work in many hotels, chain stores, restaurants, and major attractions, but some smaller businesses, rural accommodations, and local services still require Japanese yen in cash. Bring a card for larger purchases and keep a modest cash reserve so a declined payment never disrupts your day. Quick answer: Which should you use? Card: hotels, department stores, convenience stores, and many city restaurants. Cash: smaller eateries, some temples and shrines, rural businesses, and places displaying “cash only.” IC card: trains, subways, buses, and selected …