Currency Exchange in Japan (2025): Best Ways & Rates Quick answer: The best overall rate and convenience is usually from ATMs using a Visa or Mastercard debit/credit card. Airport exchange counters are easiest but have higher fees, while hotel desks are the most expensive. Tip: Set up your data before arrival → Get a Japan eSIM Use maps, find ATMs, and check live rates anywhere. This article contains affiliate links. At a Glance MethodRate/FeesConvenienceBest for ATM withdrawal (Visa/Mastercard)Good bank rate + small feeVery easy in citiesMost travelers City exchange countersFair, varies by shopEasy near stationsExchanging foreign cash Airport countersUsually worse ...