ATM Withdrawal in Japan: What Travelers Should Know
This guide is part of our Money in Japan overview and explains how ATM withdrawals work for visitors using foreign cards.
Quick overview:
Travelers can withdraw Japanese yen from ATMs in Japan.
However, not all ATMs accept foreign cards.
Many travelers worry about getting cash in Japan. This guide explains which ATMs to use, how withdrawals work, and how to avoid common problems, so you can access cash without stress.
Can Travelers Use ATMs in Japan?
Yes. Most travelers can withdraw cash using foreign debit or credit cards.
The key is choosing the right ATM.
Some ATMs in Japan only work with domestic cards. To avoid errors, it is best to use ATMs that are known to accept international cards.
The most reliable options are:
- 7-Eleven ATMs
- Japan Post Bank ATMs
Using these ATMs helps avoid most withdrawal issues.
Best ATMs for Foreign Cards in Japan
7-Eleven ATMs
7-Eleven ATMs are the easiest and safest option for most travelers. They support many international cards and offer clear English menus.
- Available 24 hours
- Simple English instructions
- Easy to find across cities and towns
If you are unsure which ATM to use, starting with a 7-Eleven ATM is usually the best choice.
Japan Post Bank ATMs
Japan Post Bank ATMs also accept many foreign cards. They are commonly found near post offices and major train stations.
- English support available
- Some locations have limited operating hours
These ATMs work well when available, depending on time and location.
Other Convenience Store ATMs
ATMs at FamilyMart or Lawson may accept foreign cards, but support is less consistent.
If you need cash quickly, using a 7-Eleven ATM is usually simpler.
How to Withdraw Cash from an ATM in Japan
Once you find a compatible ATM, the process is straightforward.
- Insert your card
- Select English
- Choose Withdrawal
- Enter your PIN
- Select the amount
- Take your cash, card, and receipt
The on-screen instructions are easy to follow, even if you do not speak Japanese.
ATM Fees and Withdrawal Limits
There are two types of fees to be aware of when using ATMs.
ATM Fees in Japan
ATM fees in Japan are usually low. Some machines charge a small flat fee per withdrawal.
Fees Charged by Your Bank
Your bank or card issuer may charge:
- Foreign ATM usage fees
- Currency conversion fees
These fees depend on your card and bank.
Withdrawal Limits
Typical limits include:
- Per withdrawal: usually around ¥50,000–¥100,000
- Daily limits set by your bank
If necessary, you can make multiple withdrawals.
Common ATM Problems and Simple Solutions
Your Card Is Not Accepted
This usually means the ATM does not support foreign cards. Try a 7-Eleven or Japan Post Bank ATM instead.
PIN Errors
Make sure you enter the correct PIN. Multiple incorrect attempts may temporarily block your card.
ATM Operating Hours
Outside major cities, some ATMs close at night. Convenience store ATMs are often the easiest option.
If your card still does not work, this guide explains what to do next:
Credit Card Not Working in Japan: What Travelers Should Know
How Much Cash Should You Withdraw?
You do not need to carry a large amount of cash. Withdrawing enough for a few days of expenses is usually sufficient.
If you are unsure how much cash to prepare, this guide provides a clear recommendation:
How Much Cash Do You Need for a Japan Trip?
When ATMs Are Most Useful
Cash is still needed in some situations, such as:
- Small restaurants and local shops
- Rural areas and small towns
- Temples, shrines, and local buses
To understand when to use cash or cards, this guide may help:
Final Tips
- Withdraw cash every few days instead of every day
- Use 7-Eleven ATMs whenever possible
- Carry a small amount of cash as backup
- If one ATM does not work, try another calmly
With a little preparation, using ATMs in Japan is simple. Choosing the right ATM avoids most problems.
This guide explains general ATM usage for travelers.
Availability, limits, and fees may vary by card issuer and location.
Last updated: 2026-01-29
